Cross-border settlement,
as one API call.
Vectra Flow is the infrastructure layer fintechs plug into to pay and finance overseas suppliers — AI compliance, on-chain escrow and isolated vaults, cleared through Hong Kong.
$ curl api.vectraflow.dev/v1/escrow/create \ -H "x-api-key: vf_live_…" \ -d '{ "importer": "Maria Restrepo", "exporter": "Shenzhen Brightway", "amount": 4500, "corridor": ["CO","HK","CN"] }' { "escrowState": "FUNDED", "settledIn": "41s" }
—
Settlements processed
—
USDC in market vaults
< 60s
Avg settlement (vs 3–5d SWIFT)
$900B
LatAm–China corridor TAM
Built for fintechs
The settlement layer, not the front end.
You own the customer. We handle compliance, custody and clearing — invisibly, behind your brand.
Embed in your app
A single REST API. Your fintech keeps the customer relationship; we move the money.
AI compliance engine
Multi-jurisdiction harmonization, Travel Rule logic, and live OFAC SDN screening.
Programmable escrow
Funds release only when an AI oracle verifies shipment — no chargebacks, no trust gap.
Isolated market vaults
Each corridor is ring-fenced. Freeze one without touching the rest of the network.
Why it matters
A different rail entirely.
The $900B LatAm–China corridor still clears like it's 1975. We rebuilt the mechanism.
How it works
Four steps, one settlement.
Every trade flows through the same programmable pipeline — auditable end to end.
Submit trade
Your app posts counterparties, amount and goods to one endpoint.
AI compliance
Claude harmonizes origin, transit and destination rules + OFAC screening.
Vault escrow
USDC locks in an isolated corridor vault. Buyer protected, seller guaranteed.
Oracle release
AI verifies the Bill of Lading; the contract releases funds automatically.
Hong Kong is where every dollar clears.
Plug into the corridor in an afternoon. Sandbox keys are free and live right now.